Renew Your Expired Car Insurance With These Steps
The Motor Vehicles Act of 1988 says that every car in India must have insurance. So, it is against the law to drive around without insurance. There may be times when the policy is no longer valid because it wasn’t renewed before it ran out. Your car policy protects it from things like theft, fire, accidents, bad weather, and other natural disasters. It’s a shield against anything bad that could happen.
If you drive a car without valid insurance, you could lose money if your car gets damaged, and you will have to pay a lot in fines. So, you should make sure your car insurance is current and that the policy hasn’t run out.
If your car insurance is about to run out, here are some steps to take:
Don’t drive a car that isn’t insured
No matter how safe you are when you drive, accidents can happen at any time and for no reason. If the owner drives the car without insurance, the risk of it getting damaged, hit, or stolen is something he or she should be able to handle. So, a person should never drive a car that isn’t insured until the insurance on it has been renewed.
Look online for renewals
It’s easy and saves time to regularly check if one has done their car insurance renewal online. Along with a lower premium, you also get fast and helpful online help when you renew your car insurance, which saves you time and effort. ##
Contact your insurance provider
If you want to keep the same insurance company for your car insurance, contact them right away to renew your policy. If you wait too long to renew the policy, you might not be able to use the No Claim Bonus. Make sure to read the policy’s terms and conditions to see if the company gives you a grace period for renewing a policy that has already run out. *
Keep the paperwork ready
Once the policy is chosen, you should call the insurance company to find out what paperwork is needed. Keep a copy of the Registration Certificate and the policy from the year before on hand at all times. Also, you should have the car’s information on hand. It shows where your car is registered, when it was first registered, the address of the RTO office, the name of the car company, and the model number.
Re-examine online details
If you renew your car insurance online through the insurer’s website or app, you must double-check the information you put in the online form. When applying for renewal, give accurate information. If you give the wrong information, the process could take a long time and leave the car owner vulnerable. Once you install your car insurance app download, you can fill in your details there.
If your policy expires, you can use the benefits of renewing or buying a new one.
Aside from problems, it’s easy to see the benefits of a new policy when it’s time to renew it. The No-Claim Bonus is one of the best things you can get when you renew your car insurance. It is based on how safe you were the year before. If you don’t renew your insurance policy within the grace period, you might miss out on the No Claim Bonus. If a person makes a claim on their car insurance during the policy year, they will no longer be able to use their NCB. It’s always a good idea to quickly renew your car insurance policy to protect yourself against financial losses, accidents, etc. *
That’s why a car insurance app download can really help you get your insurance done quickly.
* Standard T&C Apply
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.